OPF:FIUBAPRI Principles of Finance - Course Information
FIUBAPRI Principles of Finance
School of Business Administration in KarvinaSummer 2021
- Extent and Intensity
- 2/1/0. 5 credit(s). Type of Completion: zk (examination).
- Teacher(s)
- Ing. Irena Szarowská, Ph.D., MPA (lecturer)
Ing. Irena Szarowská, Ph.D., MPA (seminar tutor) - Guaranteed by
- Ing. Irena Szarowská, Ph.D., MPA
Department of Finance and Accounting – School of Business Administration in Karvina
Contact Person: Ing. Irena Szarowská, Ph.D., MPA - Timetable
- Tue 12:15–13:50 A217
- Timetable of Seminar Groups:
- Prerequisites
- FAKULTA(OPF) && TYP_STUDIA(B) && (FORMA(P) || FORMA(Z))
The completion of the course does not require any conditions and the course can be enrolled independently of other courses. - Course Enrolment Limitations
- The course is also offered to the students of the fields other than those the course is directly associated with.
The capacity limit for the course is 24 student(s).
Current registration and enrolment status: enrolled: 0/24, only registered: 0/24 - fields of study / plans the course is directly associated with
- Banking (programme OPF, B_HOSPOL)
- Banking (programme OPF, B_HOSPOL)
- Banking, Finance, Insurance (programme OPF, B_BPP)
- Course objectives (in Czech)
- The goal of the course is to explain basic principles of finance and features of financial system. The course is an introductory course for all economic majors. It covers topics as a conception of money and functions of money, a position and role of financial institutions, financial instruments, and financial markets in a financial system. It considers specific conditions of the Czech Republic transition onto a market economy and recent changes in European Union, respectively in the process of European monetary integration.
- Syllabus (in Czech)
- 1. Financial system
2. Money and money theories
3. Monetary policy
4. Interest rates structure
5. Interest rates in banking practice
6. Classification of securities
7. Equity securities
8. Debt securities
9. Classification of financial markets
10. Stock exchanges and over-the-counter markets
11. Financial institutions and financial services
12. Depository financial institutions
13. Non-depository financial institutions
1. Financial system
Financial system as a complex of financial instruments, financial markets and financial intermediaries. Lenders and borrowers. Transition of savings into investments. The financial system and the real economy. Information asymmetry.
2. Money and money theories
Concepts of money, role of money in economy, functions of money. Metalism, nominalism and quantitative theory of money. Money base, monetary aggregates. Types of money, banks and money. Money market and effect of money on economy.
3. Monetary policy
Monetary policy: definition, main aim and basic tools. Development and changes in monetary policy strategy and implementation. Transmission mechanism. Expansive and restrictive monetary policy. Central bank and its independence. Inflation targeting.
4. Interest rates structure
Level of interest rates, real and nominal interest rates, non-risk interest rate. Term structure of interest rates, yield curve, effect of inflation. Present and future value of cash flows. Valuation of financial assets. Risk and interest rate structure.
5. Interest rates in banking practice
Changes of interest rates, effect of changes on price of debt and equity securities. Interest rates in interbank money market. Interest rates of commercial banks. Interest rates of central bank.
6. Classification of securities
Characteristics of securities. Classification according to ownership, transferability, returns and yields received, process of issue, debt. Materialized and dematerialized securities. Securities law.
7. Equity securities
Shares, types of shares (ordinary, priority, employee). Operations involving shares (issue, split, employee stock program, stock option). Holder rights, returns and risk stemming from shares' ownership. Other equity securities - ADR, GDR, certificates.
8. Debt securities
Typology of bonds according to issuer, delivery date, risk, coupon payments. Government, company, municipal, banking bonds. Foreign bonds and eurobonds. Treasury bills, commercial papers, bills of exchange, depository certificates, repo operations.
9. Classification of financial markets
Primary and secondary market, equity market, bond market, money and capital markets, stock exchanges and OTC markets. Risk, performance, development and efficiency of financial markets. Trading in financial market and IT. Financial market participants. Derivatives.
10. Stock exchanges and over-the-counter markets
Stock exchange, mechanism of trading, role of stock exchange in economy. Trading settlement, insider trading. Regulation of stock exchanges and trading with securities. Price of securities. Price development indicators and indicies.
11. Financial institutions and financial services
Main participants in financial markets, direct and indirect securities, indirect financing, transaction costs and information costs. Depository and non-depository institutions. Determinants of current development in the financial sector and financial institutions.
12. Depository financial institutions
Banks and their position among other financial institutions. Banks' balance sheet, assets and liabilities. Main active and passive banking products and services. Saving banks, building societies, saving unions and mutual banks. Development of the Czech banking sector.
13. Non-depository financial institutions
Insurance companies, life and non-life insurance. Collective investment, mutual
- 1. Financial system
- Literature
- required literature
- MADURA, J., 2017. Financial Markets and Institutions. 12th ed. Boston: Cengage Learning. ISBN 9781337099745.
- MISHKIN, F., 2019. The Economics of Money, Banking, and Financial Markets, Global Edition. London: Pearson Education Limited. ISBN 9781292268859.
- recommended literature
- Náhradní obsah: VINEY, C. a P. PHILLIPS, 2015. Financial Institutions, Instruments & Markets. 8th ed. Sydney: McGraw-Hill Australia. ISBN 9781743079959
- CECCHETTI, S. a K. L. SCHOENHOLTZ, 2016. Money, Banking and Financial Markets. 5th ed. Boston.: McGraw-Hill. ISBN 9781259746741
- MISHKIN, F. S. a G. EAKINS, 2018. Financial Markets and Institutions. Global Edition, 9/E. Harlow: Pearson. ISBN 9781292215006.
- Teaching methods (in Czech)
- Skills demonstration
Seminar classes - Assessment methods (in Czech)
- Written final exam
- Language of instruction
- English
- Further comments (probably available only in Czech)
- Study Materials
The course can also be completed outside the examination period.
The course is taught each semester. - Teacher's information
- Ongoing tests, written assignments
Evaluation: 2 ongoing tests (30%), 2 written assignments (10%), final written exam (60%)
Activity Difficulty [h] Ostatní studijní zátěž 66 Přednáška 26 Seminář 13 Zkouška 40 Summary 145
- Enrolment Statistics (Summer 2021, recent)
- Permalink: https://is.slu.cz/course/opf/summer2021/FIUBAPRI