The model is constructed to describe the Schwarzschild-like black hole enclosed in the dust cosmological background. It is an exact solution of Einstein equations for spherically symmetric dust distribution, and is a special case ofLemaitre-Tolman- Bondi solutions. The motion of the test particle in the model is investigated in comoving coordinate frame. Observable velocity of the particle is found from geodesic equations. It is shown that chosen reference system does not allow to solve the problem of "all or nothing" behavior.