J 2023

Macroeconomic Determinants of Insurance Companies’ Financial Stability: The Case of the Czech Republic

PŘEČKOVÁ, Lenka and Iveta PALEČKOVÁ

Basic information

Original name

Macroeconomic Determinants of Insurance Companies’ Financial Stability: The Case of the Czech Republic

Authors

PŘEČKOVÁ, Lenka (203 Czech Republic, belonging to the institution) and Iveta PALEČKOVÁ (203 Czech Republic, guarantor, belonging to the institution)

Edition

Studies in Business and Economics, 2023, 1842-4120

Other information

Language

English

Type of outcome

Článek v odborném periodiku

Field of Study

50206 Finance

Country of publisher

Romania

Confidentiality degree

není předmětem státního či obchodního tajemství

References:

RIV identification code

RIV/47813059:19520/23:A0000415

Organization unit

School of Business Administration in Karvina

Keywords (in Czech)

Životní pojištění; neživotní pojištění; index finanční stability; reálná míra růstu hrubého domácího produktu; metoda momentů

Keywords in English

Life insurance; non-life insurance; financial stability index; real gross domestic product growth rate; generalized method of moments

Tags

International impact, Reviewed
Změněno: 1/4/2024 14:59, Miroslava Snopková

Abstract

V originále

The study assesses the determinants of the financial stability of the Czech commercial insurance companies within the period 2004-2019. The eight macroeconomic determinants of the financial stability of insurance are analysed for both insurers, i.e., with predominated life and non-life insurance. The generalized method of moments is used for empirical analysis. The results show four macroeconomic variables were statistically significant determinants of financial stability in the case of non-life insurers and three determinants influenced the financial stability of life insurers. The study concludes that the determinants of the financial stability of non-life insurers were different that in the case of life insurers. Moreover, the impact of several determinants is also different in case life and non-life insurers in the Czech Republic.