The Expense Ratio Development of Insurance Portfolios in
Selected Insurance Companies in the Czech Republic in 2010-2017

D 2019

The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017

PŘEČKOVÁ, Lenka a Eva VÁVROVÁ

Základní údaje

Originální název

The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017

Autoři

PŘEČKOVÁ, Lenka (203 Česká republika, garant, domácí) a Eva VÁVROVÁ (203 Česká republika)

Vydání

Brno, European Financial System 2019. Proceedings of the 16th International Scientific Conference. od s. 452-461, 11 s. 2019

Nakladatel

Masarykova Univerzita

Další údaje

Jazyk

angličtina

Typ výsledku

Stať ve sborníku

Obor

50206 Finance

Stát vydavatele

Česká republika

Utajení

není předmětem státního či obchodního tajemství

Forma vydání

tištěná verze "print"

Odkazy

URL

Kód RIV

RIV/47813059:19520/19:A0000054

Organizační jednotka

Obchodně podnikatelská fakulta v Karviné

ISBN

978-80-210-9338-6

UT WoS

000503222600053

Klíčová slova anglicky

bancassurance; insurance group; insurance company; expense ratio

Změněno: 28. 2. 2020 10:05, Mgr. Lenka Přečková, Ph.D.

Anotace

V originále

This paper shall compare insurance portfolios in selected insurance companies operating in the Czech Republic based on the growth rate of premiums written and the expense ratio. It shall compare these insurance companies: ČSOB Pojišťovna, Komerční pojišťovna, Kooperativa pojišťovna, Pojišťovna České spořitelny and Česká podnikatelská pojišťovna. ČSOB Pojišťovna and Komerční pojišťovna were selected because they are subjects with a developed bancassurance model and because the previous research suggested that insurance companies applying this model achieve a lower expense ratio. Kooperativa pojišťovna, Česká podnikatelská pojišťovna and Pojišťovna České spořitelny were selected because they are members of the insurance group VIG in the Czech Republic and the group has cooperated with the Erste Group Bank since 2008 based on their Strategic Cooperation Agreement. The aim of this paper is to determine whether or not the selected insurance companies and the group VIG achieve lower expense ratio of the insurance portfolio than what is the average of the expense ratio of insurance portfolios on the Czech insurance market. The paper shall compare the expense ratio of selected commercial insurance companies and the average of the expense ratio on the Czech insurance market in the 2010-2017 period.

Citovat

PŘEČKOVÁ, Lenka a Eva VÁVROVÁ. The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017. In Nešleha Josef, Marek Lukáš, Svoboda Miroslav, Rakovská Zuzana. European Financial System 2019. Proceedings of the 16th International Scientific Conference. Brno: Masarykova Univerzita, 2019, s. 452-461, 11 s. ISBN 978-80-210-9338-6.

@inproceedings{33766,
   author = {Přečková, Lenka and Vávrová, Eva},
   address = {Brno},
   booktitle = {European Financial System 2019. Proceedings of the 16th International Scientific Conference.},
   editor = {Nešleha Josef, Marek Lukáš, Svoboda Miroslav, Rakovská Zuzana},
   keywords = {bancassurance; insurance group; insurance company; expense ratio},
   howpublished = {tištěná verze "print"},
   language = {eng},
   location = {Brno},
   isbn = {978-80-210-9338-6},
   pages = {452-461},
   publisher = {Masarykova Univerzita},
   title = {The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017},
   url = {https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf},
   year = {2019}
}

TY  - JOUR
ID  - 33766
AU  - Přečková, Lenka - Vávrová, Eva
PY  - 2019
TI  - The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017
PB  - Masarykova Univerzita
CY  - Brno
SN  - 9788021093386
KW  - bancassurance
KW  - insurance group
KW  - insurance company
KW  - expense ratio
UR  - https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf
N2  - This paper shall compare insurance portfolios in selected insurance companies operating in the Czech Republic based on the growth rate of premiums written and the expense ratio. It shall compare these insurance companies: ČSOB Pojišťovna, Komerční pojišťovna, Kooperativa pojišťovna, Pojišťovna České spořitelny and Česká podnikatelská pojišťovna. ČSOB Pojišťovna and Komerční pojišťovna were selected because they are subjects with a developed bancassurance model and because the previous research suggested that insurance companies applying this model achieve a lower expense ratio. Kooperativa pojišťovna, Česká podnikatelská pojišťovna and Pojišťovna České spořitelny were selected because they are members of the insurance group VIG in the Czech Republic and the group has cooperated with the Erste Group Bank since 2008 based on their Strategic Cooperation Agreement. The aim of this paper is to determine whether or not the selected insurance companies and the group VIG achieve lower expense ratio of the insurance portfolio than what is the average of the expense ratio of insurance portfolios on the Czech insurance market. The paper shall compare the expense ratio of selected commercial insurance companies and the average of the expense ratio on the Czech insurance market in the 2010-2017 period.
ER  -

PŘEČKOVÁ, Lenka a Eva VÁVROVÁ. The Expense Ratio Development of Insurance Portfolios in Selected Insurance Companies in the Czech Republic in 2010-2017. In Nešleha Josef, Marek Lukáš, Svoboda Miroslav, Rakovská Zuzana. \textit{European Financial System 2019. Proceedings of the 16th International Scientific Conference.}. Brno: Masarykova Univerzita, 2019, s.~452-461, 11 s. ISBN~978-80-210-9338-6.

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