J 2023

Financial Stability of the Czech Insurance Companies

PŘEČKOVÁ, Lenka and Iveta PALEČKOVÁ

Basic information

Original name

Financial Stability of the Czech Insurance Companies

Name in Czech

Finanční stabilita pojišťoven v České republice

Authors

PŘEČKOVÁ, Lenka (203 Czech Republic, guarantor, belonging to the institution) and Iveta PALEČKOVÁ (203 Czech Republic, belonging to the institution)

Edition

Ekonomický časopis, 2023, 2729-7470

Other information

Language

English

Type of outcome

Článek v odborném periodiku

Field of Study

50206 Finance

Country of publisher

Slovakia

Confidentiality degree

není předmětem státního či obchodního tajemství

References:

RIV identification code

RIV/47813059:19520/23:A0000390

Organization unit

School of Business Administration in Karvina

UT WoS

001009689100001

Keywords (in Czech)

Finanční stabilita pojišťoven; neživotní pojištění; životní pojištění; agregovaný index; tržní podíl.

Keywords in English

Financial stability of insurance company; non-life insurance; life insurance; summary index; market share.

Tags

International impact, Reviewed
Změněno: 1/4/2024 18:03, Miroslava Snopková

Abstract

V originále

Financial stability has become an important topic, especially in recent years. However, there is no consistent approach for measuring the financial stability of insurance companies. The aim of this paper is to assess the financial stability of insurance companies in the Czech insurance market using the financial stability summary index. We construct and applied the financial stability index separately for insurance companies that predominantly provide life insurance and non-life insurance. The financial stability index focuses on five areas. The results show that insurance companies specialised in a particular non-life insurance product are more financially stable. The research suggests that the evolution of insurance companies has been influenced by organisational changes and economic changes. During the period 2004-2019, the examined insurance companies did not show any problems in terms of financial stability.