FINPFIC Investment and Financial Counselling

Obchodně podnikatelská fakulta v Karviné
léto 2011
Rozsah
1/2/0. 3 kr. Ukončení: zk.
Vyučující
RNDr. Jarmila Šlechtová (přednášející)
Garance
RNDr. Jarmila Šlechtová
Katedra financí a účetnictví – Obchodně podnikatelská fakulta v Karviné
Omezení zápisu do předmětu
Předmět je otevřen studentům libovolného oboru.
Cíle předmětu
The goal of the course is to acquaint with the financial produces for household, their mission, advantages and disadvantage. Part of the object is also identification fundamental capital purposes for household and to utilize at production capital portfolio household. Listener with to thrown together with the fundamentals of a leading the business talking by the financial adviser with the clients inclusive the solving of a fundamental objection arose at lead business-talk.
Osnova
  • 1. Financial planning
    Family book - keeping - the earnings and expenses. Cash flow - the earnings and expenses. Planning 3 the best - security, lightsomeness, wealth.
    2. Life reserves
    Cash flow, balance sheet, the savings. Classification of the life reserves - the operative reserve, tactical and strategic reserve. The principles for an establishing of the reserves for the households.
    3. Financial mathematics
    The financial mathematics like an implement of the appreciation an investment. Fundamental mathematical formulas for a calculation of the future value for the investments. Fundamental mathematical terms for the calculations of the annuity.
    4. Bank products
    The regularization prosecution bank activities. Bank produces. Common and budget account amounts, terminal and saving deposit, credit and mortgage, further services. Credit cards.
    5. Pension supplementary insurance
    Inception of a pension able supplementary insurance and the arguments for an introduction of the legislative frame for this financial product. Pension able supplementary insurance in Czech Republic also in other choice countries and the statistical Nos. Fundamental principles of the pension able supplementary insurance. Advantages and disadvantages of the pension able supplementary insurance. The pension funds in the Czech Republic and statistics.
    6. Insurance
    Regularization system of insurance in the Czech Republic. Sorts insurance. Classifications for an expenditure household in relation on expenses on insurance. Insured amount assessment. Needful insurance. System of the insurance and taxation.
    7. Stocks, declared shares funds
    Securities, their rating and classifications. Tenet fund. The fundamental sorts fund and their capital statesmanship. Development and comparison choice fund.
    8. Buildings saving
    History of the building saving. Legislation and building savings. Philosophy of the building savings. Development building savings in Czech Republic after the statistics.
    9. Fundamentals of the generation portfolio in the finance investments
    Concept of the meaning portfolio, how it is becomingly put together. Progress at formation portfolio. Proposal financial plan and the fundamentals at his formation. Fundamentals invest, time and contain standpoint.
    10. Macroeconomics and real investment
    Macroeconomics bindings - influence inflation on savings, influence terms rate on savings. Real investment - immovable, art, bric-a-brac, indicia, coin etc. Advantages and disadvantages these investment.
    11. Financial consultant
    Groundwork of the work financial adviser. Financial adviser and an vendor financial product. Gold rules financial consultancy. Business talk, calf-marketing, lead business talk adviser with client, solving kick client.
    12. Financial settlement in Czech Republic in view of the private finance
    The building savings in Czech Republic and statistical data. Credit from the building savings and the mortgage credits. The pension funds in CR and the static data. Commercial insurance company in Czech Republic and actual Nos. Open share funds, their rate of profit.
    13. Finance ability
    Financial analysis client, target acquisition, wish and needs client, analysis capital portfolio client, retrieval mistakes in portfolio, analysis capital preference client, to make - up financial plan. Wealth and freedom.
Literatura
    povinná literatura
  • SAUNDERS, A., CORNETT, M.M. Financial Markets and Institutions.Financial Markets and Institutions. A Modern Perspective. Boston etc.: McGraw-Hill Irwin, 2001. ISBN 0-07-234892-5. info
  • MADURA, J. Financial Markets and Institutions. Saint Paul etc.: West Publishing Company, 1992. ISBN 0-314-87735-5. info
    doporučená literatura
  • EAKINS, S.G. Finance. Investments, Institutions, and Management. Boston etc.: Addison Wesley, 2002. ISBN 0-201-72166-X. info
  • SAUNDERS, A., CORNETT, M.M. Financial Markets and Institutions. A Modern Perspective. Boston etc.: McGraw-Hill Irwin, 2001. ISBN 0-07-234892-5. info
  • HOWELLS, P., BAIN, K. The Economics of Money, Banking and Finance. A European TextThe Economics of Money, Banking and Finance. Addison Wesley Longman, 1998. ISBN 0582-27800-7. info
  • FABOZZI, F.J., MODIGLIANI, F., FERRI M.G. Foundations of Financial Markets and Institutions. Englewood Cliffs, NJ., Prentice-Hall, 1994. ISBN 0-13-328980-X. info
  • KOHN, M. Money, Banking and Financial Markets. 2. vyd. Chicago etc.: The Dryden Press, 1991. ISBN 0-03-033334-2. info
Vyučovací jazyk
Angličtina
Informace učitele
Compulsory attendance at seminars 25 %.
Project for financial balance, 2x seminar discussions, defence of the own project, final exam (written)
Další komentáře
Předmět je dovoleno ukončit i mimo zkouškové období.
Předmět je zařazen také v obdobích léto 2008, léto 2009, léto 2010, léto 2012, léto 2013, léto 2014.