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@inproceedings{77122,
author = {Zakaria, A K M},
address = {Zlín},
booktitle = {DOKBAT 2023 - 19th International Bata Conference for Ph.D. Students and Young Researchers},
doi = {http://dx.doi.org/10.7441/dokbat.2023.37},
editor = {Fafílek, M.},
keywords = {microfinance; refugee entrepreneurs; entrepreneurs; micro-credit; Grameen bank},
howpublished = {elektronická verze "online"},
language = {eng},
location = {Zlín},
isbn = {978-80-7678-194-8},
pages = {505-515},
publisher = {Tomas Bata University in Zlín},
title = {THE IMPACT OF MICROFINANCE FOR SUPPORTING REFUGEE ENTREPRENEURSHIP IN EUROPE: AN ECONOMIC AND SOCIAL DEVELOPMENT PERSPECTIVE},
year = {2023}
}
TY - JOUR
ID - 77122
AU - Zakaria, A K M
PY - 2023
TI - THE IMPACT OF MICROFINANCE FOR SUPPORTING REFUGEE ENTREPRENEURSHIP IN EUROPE: AN ECONOMIC AND SOCIAL DEVELOPMENT PERSPECTIVE
PB - Tomas Bata University in Zlín
CY - Zlín
SN - 9788076781948
KW - microfinance
KW - refugee entrepreneurs
KW - entrepreneurs
KW - micro-credit
KW - Grameen bank
N2 - The main aim of this research paper is to analyse the effectiveness of microfinance in supporting refugee entrepreneurs in Europe. Refugees are often not economically strong enough in their host countries to start new businesses; they mostly depend on government funds. However, they aspire to become entrepreneurs to improve their economic conditions and reduce their dependency on government assistance. At the same time, it will enable them to contribute to the host country's economy. This paper focuses on the theoretical background of microfinance programs and their importance in poverty reduction. It reviews existing literature on microfinance programs and demonstrates how they could contribute to the host country's social and economic development. To create refugee entrepreneurs, the primary need is to provide financial support, but they often have limited access to the traditional banking system. Therefore, microfinance programs can be a viable solution to this problem. However, the main objective of this research is to determine if they are receiving sufficient support from microfinance institutes. In this research, secondary data collected from the European Microfinance Network Survey Report 2022 were used. This paper emphasizes job creation by providing more business loans than personal loans. According to secondary data, banks and NGOs are focusing on existing business development and job creation. In this research, we can see that MFIs have a great impact on creating new jobs, but unfortunately, they have less focus on refugee entrepreneurs. Nevertheless, this group has the potential to be a valuable target.
ER -
ZAKARIA, A K M. THE IMPACT OF MICROFINANCE FOR SUPPORTING REFUGEE ENTREPRENEURSHIP IN EUROPE: AN ECONOMIC AND SOCIAL DEVELOPMENT PERSPECTIVE. Online. In Fafílek, M. \textit{DOKBAT 2023 - 19th International Bata Conference for Ph.D. Students and Young Researchers}. Zlín: Tomas Bata University in Zlín, 2023, s.~505-515. ISBN~978-80-7678-194-8. Dostupné z: https://dx.doi.org/10.7441/dokbat.2023.37.
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